My Resume Resume Details

Well-rounded self-starter with track record of creative problem solving and strong client facing skills. Proven selling and execution abilities across international markets. Deep experience in due diligence, strategy, investment and risk analysis. Passed CFA level 2 examination.

Summary

Well-rounded self-starter with track record of creative problem solving and strong client facing skills. Proven selling and execution abilities across international markets. Deep experience in due diligence, strategy, investment and risk analysis. Effective in established companies as well as in entrepreneurial environments. Candidate in level 3 of CFA examination.

Experience

Senior Credit Analyst, American International Group Inc (AIG), New York, New York, U.S.A.		2005-Present
•	Conduct fundamental analysis of US and Emerging Markets banks, bank holding companies and thrifts.
•	Recommend approval of fixed income and hybrid securities. Assign internal risk ratings to Financial Institutions.
•	Perform sovereign risk analysis and recommend sovereign limits and ratings.
•	Monitor and manage exposures in Consumer Finance, High Grade, Private Placements and High Yield portfolios.

Credit Analyst, CLS Bank International, New York, New York, U.S.A.					2004-2005
•	Analyzed counterparty credit risk of 58 largest global financial institutions (i.e., the CLS shareholders), including an analysis of credit reports, financial statements, capital levels, liquidity, cash flow, franchise value and sovereign risk.
•	Recommended and presented each month to Risk Management Committee actions on credit limits.
•	Cultivated ongoing dialogue with the Credit, Treasury and Liquidity departments of global financial institutions.
•	Worked with CLS Legal Department on merger and acquisition related issues.

Portfolio Analyst (contract), CDP Capital, Montreal, Quebec, Canada.					2003-2003
•	Constructed unsmoothing model for measuring risk/return profile of commercial real estate investments.
•	Developed and tested investment hypotheses by understanding macro-level trends and market/industry specific events.

Rating Officer, PlaNet Finance, Paris, France.								2001-2002
•	Managed teams for rating assignments of financial institutions in Russia, Bolivia, Brazil and Jordan.
•	Executed extensive due diligence of Emerging Markets financial institutions’ governance structures, external and internal risk factors, technologies, human resources, capital structures, and liquidity management policies.
•	Wrote rating reports, recommended credit and fiduciary ratings.
•	Marketed investment products to family offices and institutions. Closed new business opportunities across international markets.
•	Contributed to overall firm activities, i.e., business development, RFP drafting, recruiting, marketing, representing firm at conferences in Switzerland and Luxembourg.

Strategy Consultant, Mercer Management Consulting, Washington, D.C., U.S.A.				2000-2001
•	Developed turn-around strategy for major retailer. Designed and conducted customer and supplier interviews.
•	Realigned supply chain of large apparel manufacturer along key customer service dimensions. Increased inventory forecasting accuracy by 30% and benchmarked impact of customer satisfaction on sales.
•	Performed company valuation modeling, industry competitive analysis and market-sizing estimations.
•	Developed relationships with industry experts that yielded enhanced understanding of critical risk factors and industry trends.

Management Consultant, PricewaterhouseCoopers (PwC), Washington, D.C., U.S.A.			1998-2000
•	Managed audit team and conducted due diligence process and in-depth management interviews. 
•	Client: Freddie Mac--Worked closely with client on case assessing competitive environment of MBS market. Modeled simulation of mortgage prepayment volume under various risk/stress scenarios. 
•	Client: Ginnie Mae--Assisted day-to-day management and monitoring of $540 billion portfolio of MBS. Performed portfolio risk/return attribution analysis, correlation and sector analysis, and credit research on issuing banks.

Financial Analyst (intern), Inter-American Development Bank, Quito, Ecuador.				1997-1997
•	Evaluated execution of $20 million loan to Ecuadorian Central Bank with mandate of channeling funds to local banking sector.
•	Facilitated meetings with senior executives of Central Bank, government and private commercial banks to collect financial data and present policy recommendations. 

Economic Analyst (intern), World Bank, Washington, D.C., U.S.A.						1996-1996
•	Investigated investment opportunities, economic policies, and corporate governance issues associated with privatization of state-owned enterprises in emerging markets. 
•	Compiled and interpreted financial, economic and political data to support investment recommendations. Created and maintained extensive databases used for further analysis and tracking.
 
Education

MA, Economics, Johns Hopkins University, Baltimore, MD. 						1996-1998 
Completed Ph.D. course work in Economics. 

MA, Applied Economics, University of Michigan, Ann Arbor, MI.						1994-1996
Concentrated in Business Economics and Econometrics.

Bachelor of Business, McGill University, Montreal, Quebec.						1990-1993
Majored in Economics.

Additional Information

•	Citizenship: US, French and Canadian.

•	Languages: Bilingual in English and French, fluent in Spanish.

•	Analytical skills: Fundamental and financial statement analysis; capital budgeting; risk and investment analysis; advanced econometrics, i.e., cross-sectional and time series.

•	Computer skills: KMV, Bloomberg, SNL, Excel, Power Point, SPSS (statistical/regression software).